Your strategy decides which account gets Focus each month. Pick one on Plan, save it, then compare options if you want a second opinion before you commit.
Set strategy on Plan
Open the Payoff strategy dropdown, choose avalanche, snowball, or another rule, then Save strategy. Focus follows that rule each month.
Avalanche usually saves the most interest. Snowball aims for quicker wins.
On this screenshot
- 1Payoff strategy dropdown
- 2Save strategy
- 3Focus tile follows the strategy
Compare two strategies
Switch to Compare on Plan to put two strategies side by side with the same budget. Watch interest and payoff timing before you switch for real.
Same budget, two plans. The difference tile shows who wins on interest.
On this screenshot
- 1Plan vs Compare tabs
- 2This plan and Other plan
- 3Interest and payoff comparison
- 4Side-by-side chart